REASONS TO FACTOR

A steady and predictable cash flow is crucial to the success and profitability of every business. All too often a business will find the majority of their working capital tied up in the accounts receivable. Listed are just some of the ways your company can benefit from factoring:

• No Set-Up Fees
  There are no charges to process your application to qualify you for our program.
  
  
• Working Capital
  Factoring is the only financing mechanism directly linked to your company's sales. As sales increase more money becomes immediately available to you. This allows you to meet increasing demand for your products and/or services.
  
  
• No Debt Incurred
  Factoring is not a loan, therefore no debt is incurred. It is your money being advanced to you before your customer pays the invoice. This keeps your balance sheet looking good making it easier for you to obtain other types of financing.
  
  
• Builds Credit
  Factoring protects and improves credit ratings by providing your business with the adequate cash flow to pay vendors promptly and even take advantage of trade discounts.
  
  
• No Geographical Limits
  SDCF can work with a client in any part of the country and factor any account within the United States or Canada.
  
  
• Credit Management and Consulting
  Our extensive credit and accounts receivable management assistance is available at no charge and is often less costly than maintaining your own in-house credit department. We serve as your credit department, accounts receivable department, and collection department.
  
  
• Invoice Processing
  SDCF handles all the work associated with processing your invoices including mailing them and paying for the postage, posting invoices to a computer, depositing checks, entering payments and producing regular reports.
• Immediate Cash
  SDCF offers funding of your qualified receivables in less than 24 hours.